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Showing items for unilateral-change

lock-in mechanism, a deliberate architecture

The lock-in evolved: from contract terms to economic architecture

Arnold Petersen
Date : 25 Jul, 2026
Categories : Registry analysis
Tags : Discovery Lock in Unilateral change Forfeiture Cross product gating

In 2018, a Discovery Card holder who wanted out of the Discovery Miles benefit faced a sentence any consumer lawyer would recognise: "You may request cancellation of the Discovery Miles benefit, but i

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What the documents say Discovery Miles are

A currency that isn't one: what the documents say Discovery Miles are

Arnold Petersen
Date : 24 Jul, 2026
Categories : Registry analysis
Tags : Discovery Discovery miles Unilateral change Forfeiture Estate

The cover of Discovery's current Discovery Miles brochure introduces the product in seven words: "Our rewards currency that's more valuable than cash" (DISCOVERY MILES brochure, reference-code date 2

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Sly by Design

Sly by Design documents deceptive design in South African financial products, clause by clause. About Me

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Registry analysis (5)

Latest Article

Use it or lose it: how Vitality Fitness benefits expire
27 Jul, 2026
The lock-in evolved: from contract terms to economic architecture
25 Jul, 2026
A currency that isn't one: what the documents say Discovery Miles are
24 Jul, 2026

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Discovery
Discovery miles
Unilateral change
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Lock in
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Documenting dark patterns and deceptive architecture in South African banking, insurance, and rewards products — clause by clause, with sources.

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