Registry
Analysis
Methodology
About

search icon

Type something to search...

to navigateto selectESC to close

Showing items for cross-product-gating

lock-in mechanism, a deliberate architecture

The lock-in evolved: from contract terms to economic architecture

Arnold Petersen
Date : 25 Jul, 2026
Categories : Registry analysis
Tags : Discovery Lock in Unilateral change Forfeiture Cross product gating

In 2018, a Discovery Card holder who wanted out of the Discovery Miles benefit faced a sentence any consumer lawyer would recognise: "You may request cancellation of the Discovery Miles benefit, but i

Continue Reading

deceptive service level contract with stacking services

Organised by combination: how the rules are published, and what that structure shows

Arnold Petersen
Date : 24 Jul, 2026
Categories : Registry analysis
Tags : Discovery Product rules Cross product gating Documentation

Discovery does not publish one set of Vitality rules per programme. Its product-rules page (discovery.co.za/vitality/product-rules, captured 21–23 July 2026) is organised into five product-combination

Continue Reading

Search

About the registry

Sly by Design

Sly by Design documents deceptive design in South African financial products, clause by clause. About Me

Subscribe Newsletter

Categories

Registry analysis (5)

Latest Article

Use it or lose it: how Vitality Fitness benefits expire
27 Jul, 2026
The lock-in evolved: from contract terms to economic architecture
25 Jul, 2026
A currency that isn't one: what the documents say Discovery Miles are
24 Jul, 2026

Tags

Discovery
Discovery miles
Unilateral change
Forfeiture
Estate
Product rules
Cross product gating
Documentation
Lock in
Consumer explainer
Vitality fitness
Vitality money

Documenting dark patterns and deceptive architecture in South African banking, insurance, and rewards products — clause by clause, with sources.

Site

Registry
Analysis
Methodology
About

More

Newsletter
Contact
Privacy Policy
Terms Conditions

Subscribe Newsletter

© Sly by Design. Documenting deceptive design in South African financial products.