Analysis
Use it or lose it: how Vitality Fitness benefits expire
If you use Vitality Fitness, several of the things it gives you come with an expiry date. The rules live in one document — the "Vitality Fitness terms and conditions" benefit guide (`vitality-fitness.
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The lock-in evolved: from contract terms to economic architecture
In 2018, a Discovery Card holder who wanted out of the Discovery Miles benefit faced a sentence any consumer lawyer would recognise: "You may request cancellation of the Discovery Miles benefit, but i
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A currency that isn't one: what the documents say Discovery Miles are
The cover of Discovery's current Discovery Miles brochure introduces the product in seven words: "Our rewards currency that's more valuable than cash" (DISCOVERY MILES brochure, reference-code date 2
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Organised by combination: how the rules are published, and what that structure shows
Discovery does not publish one set of Vitality rules per programme. Its product-rules page (discovery.co.za/vitality/product-rules, captured 21–23 July 2026) is organised into five product-combination
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What happens to your Discovery Miles when you leave
If you hold Discovery Miles, the rules for losing them live mainly on two pages of the current Discovery Miles terms and conditions — the document dated 1 July 2026, captured by this registry on 21 Ju
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